Define 'insurance adjuster'.

An insurance adjuster plays a crucial role in the insurance claims process by evaluating and investigating claims made by policyholders. This professional is responsible for determining the extent of the insurance company's liability regarding a claim. Adjusters assess the damages, collect statements, review relevant documents, and sometimes negotiate settlements. Their goal is to ensure that claims are handled fairly and efficiently, providing a comprehensive assessment that takes into account policy coverage, applicable laws, and the specific circumstances of each claim.

While selling insurance policies, setting premiums, and managing policies are vital functions within the insurance industry, these responsibilities fall outside the specific role of an insurance adjuster. The adjuster's focus is primarily on the claims process, making their contribution essential for both policyholders seeking compensation and insurance companies managing their risk and liabilities.