In a group health policy, how may an employer offer additional benefits?

In a group health policy, an employer can offer additional benefits by establishing contribution rates based on position. This means that employers may choose to provide different levels of benefits or contributions towards premiums depending on the job roles and responsibilities of employees within the organization. For example, higher-level positions might receive more generous health benefits as a part of their overall compensation package.

This approach allows employers to tailor their offerings in a way that reflects the value of various positions within the company and can also help in attracting and retaining talent for critical roles. Employers recognize that differing job functions may impose varying levels of risk or require different levels of health care support, which justifies a differentiated approach to benefits.

The other options present concepts that do not align with the principles governing group health insurance. Classifying employees based on age or varying premiums based on employee health could lead to discriminatory practices, which are generally prohibited in group health insurance. Furthermore, segregating benefits based on job classification does not provide a structured method for offering additional benefits as effectively as varying contribution rates does.