What is the title given to an individual appointed by an insurer to solicit insurance policy applications?

The title given to an individual appointed by an insurer to solicit insurance policy applications is an insurance producer. This term is broadly used to encompass individuals who are authorized to act on behalf of an insurer to secure business, including both agents and brokers.

In this context, an insurance producer is crucial because they facilitate the relationship between the insurer and prospective policyholders, guiding them through the application process and helping them understand various insurance products. Unlike an insurance agent, who typically represents a specific company and sells that company's policies, a producer could represent multiple insurers and can offer a wider range of products.

The other terms listed—such as insurance broker and claims adjuster—highlight different roles within the insurance industry. Brokers typically work on behalf of clients rather than insurers to find the best policies for their needs, and claims adjusters handle the assessment of claims made by policyholders after loss events. This distinction clarifies why "insurance producer" is the correct title associated with the role of soliciting insurance applications for an insurer.