Which of the following is NOT a role of an insurance producer?

The role of an insurance producer primarily involves activities related to selling and servicing insurance products. This includes soliciting applications for insurance, advising clients on coverage options that suit their needs, and renewing existing policies to ensure ongoing protection for clients.

Underwriting, on the other hand, is a distinct process that involves evaluating the risks associated with insuring a client. This task is typically the responsibility of underwriters, who analyze applications to determine the insurability of a risk and set appropriate premiums. While an insurance producer may gather information and present it to underwriters, the detailed assessments and decisions regarding the acceptance or rejection of risks fall outside their standard duties. Therefore, underwriting risk assessments is not a role typically assumed by an insurance producer.